💳 eSewa | Khalti | Fonepay | August 7, 2026

eSewa, Khalti & QR Payment — Are You Automatically Entered in Nepal's Taxpayer Prize? (2026 Guide)

📅 August 7, 2026 — QR auto-entry mechanism verified from IRD procedure documents, NRB coordination framework, and Phase 1 results (1,074,796 automatic QR entries vs 3,427 manual cash uploads).

💳 9 Out of 10 Entries Were QR Payments — Are Yours Counted?

Phase 1 data from Nepal's first taxpayer prize draw (Shrawan 1–15) reveals 1,074,796 of 1,082,622 total entries came from digital QR payments — automatically, without users doing anything. If you paid via eSewa, Khalti, Fonepay, or ConnectIPS at any registered merchant above रू 100, you were almost certainly entered. Here's exactly how to confirm it — and maximize future entries.

⚡ Quick Answer — QR Payment Auto-Entry Nepal

Yes — eSewa, Khalti, Fonepay, and ConnectIPS QR payments at VAT/PAN registered merchants above रू 100 are automatically entered in Nepal's taxpayer incentive prize draw. IRD coordinates directly with Nepal Rastra Bank (NRB)'s payment clearinghouse to pull qualifying transaction data. Your transaction ID from the payment app becomes your lottery ticket number. No manual upload at prize.ird.gov.np is needed. To verify your entries, log in to prize.ird.gov.np with your PAN and check your dashboard.

⚡ Which Payment Methods Auto-Enter You — Complete Status

🟢

eSewa

✅ AUTO-ENTERED

QR scan at registered merchant → automatic entry. Check your eSewa app payment history to track qualifying transactions.

🟣

Khalti

✅ AUTO-ENTERED

Khalti QR payment at registered shop → automatic entry. Khalti even highlighted this in their own blog post about the program.

🔵

Fonepay

✅ AUTO-ENTERED

Fonepay QR (used by many Nepali banks) → automatic entry. Works the same as eSewa/Khalti for prize purposes.

🟠

ConnectIPS

✅ AUTO-ENTERED

ConnectIPS QR merchant payment → automatic entry. NRB umbrella covers ConnectIPS transactions.

🏦

Mobile Banking QR

✅ AUTO-ENTERED

NMB, Nabil, Everest, Global IME etc. bank app QR payments → auto-entered via Fonepay/ConnectIPS clearing.

🔴

Direct Bank Transfer / NEFT

❌ NOT ENTERED

Bank-to-bank transfers, direct account transfers, and NEFT transactions do NOT auto-enter. Must have merchant QR scan.

🔴

Utility/Internet Bill Pay

❌ NOT ELIGIBLE

Paying electricity, internet, or phone bills via eSewa/Khalti does NOT enter you — utilities are excluded regardless of payment method.

⚪

Cash (Manual Entry)

📝 MANUAL NEEDED

Cash purchase with bill → NOT automatic. Must manually upload at prize.ird.gov.np. See step-by-step guide →

🔄 How IRD Gets Your QR Data — The Technical Flow

Understanding how automatic entry works builds confidence that your payments are actually being counted:

🛒

You Pay QR

Scan merchant QR in eSewa/Khalti app above रू 100

🏦

NRB Clears

Nepal Rastra Bank's payment system processes and records transaction

🔗

IRD Pulls Data

IRD accesses qualifying transaction data from NRB payment records

🎟️

Ticket Generated

Your transaction ID becomes your lottery ticket number in the draw pool

🏆

Draw Happens

Electronic random selection on 1st/16th of Nepali month

📌 Your Lottery Ticket Number = Your Transaction ID For QR payments, your lottery ticket number in the taxpayer prize system corresponds to your payment transaction ID — the unique code generated by eSewa, Khalti, or your bank app for each payment. To find it: open your eSewa or Khalti app → go to Transaction History → find your qualifying payment → note the Transaction ID. You can verify this matches your entry at prize.ird.gov.np by logging in with your PAN.

✅ Which Merchants Qualify — VAT vs PAN Registered Shops

Your QR payment only generates a lottery entry if the merchant is registered with IRD (either VAT or PAN registered). Here's a practical guide:

Merchant Type	Entry Status	How to Verify
Supermarkets (Bhat-Bhateni, Salesways, BigMart)	✅ Eligible — VAT registered	VAT bill always issued automatically
Restaurants & Cafes (registered)	✅ Eligible if VAT/PAN registered	Check bill for PAN/VAT number at top
Electronics shops (Oliz, Evo, Samsung stores)	✅ Eligible — VAT registered	Large authorized dealers always registered
Clothing stores (Rado, Splash, branded)	✅ Eligible if VAT registered	Ask for bill — VAT registered will issue one
Medical/pharmacy (large registered)	✅ Eligible if PAN registered	Check bill for PAN number
Small local tea shops / kirana	⚠️ Check if PAN registered	Ask to see PAN certificate on wall
Street vendors / informal sellers	❌ Not eligible — unregistered	No PAN/VAT = no entry even with QR
Electricity / water / phone recharge	❌ Excluded by IRD rules	Utility payments excluded regardless of app
Airline tickets	❌ Excluded by IRD rules	All airline tickets explicitly excluded

🔍 How to Verify Your Auto-Entries at prize.ird.gov.np

Visit prize.ird.gov.np and log in with your PAN number
Enter the OTP sent to your PAN-registered mobile
On your dashboard, you'll see all your lottery ticket numbers — both from QR auto-entries and any manual cash bill uploads
Each ticket number corresponds to one qualifying transaction
If a QR payment you made is NOT showing in your entries, possible reasons: merchant is not VAT/PAN registered, transaction was for a utility/excluded service, or amount was below रू 100

💡 Maximize Your Taxpayer Prize Entries — QR Strategy

Switch to QR at every registered merchant: Same purchase, automatic entry vs zero entry if cash. Takes the same time.
Pay for groceries at Bhat-Bhateni/BigMart via QR: Nepal's large supermarkets are all VAT-registered — every grocery shop generates an automatic entry
Pay restaurant bills via QR: Friday evening dinner at a registered restaurant = one lottery ticket
Split eligible purchases over multiple transactions: Two separate transactions = two lottery tickets (vs one combined payment = one ticket)
Use QR even for small amounts above रू 100: रू 120 at a registered pharmacy still qualifies
For cash purchases, upload same day: QR auto-entry gap is enormous — only 3,427 cash entries vs 1,074,796 QR entries in Phase 1

💡 One Powerful Behavioral Shift: "Bill dinu hos" + QR The most impactful habit change is simple: at every shop above रू 100, ask for a bill AND pay via QR. "Bill dinu hos" should be your standard phrase at checkout. For registered merchants, both the bill and the QR entry are legally required — merchants must issue bills and accept digital payments if they are VAT/PAN registered. If a registered shop refuses to issue a bill, you can report them to IRD — and doing so is now financially incentivized.

❓ FAQ — QR Payment & Taxpayer Prize Nepal

eSewa बाट electricity bill तिर्दा taxpayer prize entry मिल्छ?

मिल्दैन। Electricity bill (NEA), water bill, telephone/internet bill, र airline tickets taxpayer incentive gift program बाट specifically exclude गरिएको छ। eSewa वा Khalti बाट payment गरे पनि यी utilities को transaction lottery entry generate गर्दैन। केवल VAT/PAN registered commercial shops बाट goods र services किन्दा entry मिल्छ।

QR payment गरेको entries prize.ird.gov.np मा कहिले देखिन्छ?

QR payment entries prize.ird.gov.np मा typically 24–48 hours भित्र देखिन्छन् — IRD ले NRB बाट transaction data pull गर्न केही समय लाग्छ। तत्काल देखिएन भने 2–3 दिन पछि फेरि check गर्नुस्। Draw date नजिक भएपछि system congested हुन सक्छ। Login गरेर dashboard मा "My Lottery Tickets" section हेर्नुस्।

एउटा transaction बाट एउटा ticket मात्र मिल्छ — amount जति भए पनि?

हो। प्रत्येक qualifying transaction (रू 100+) = 1 lottery ticket, amount जति भए पनि। रू 500 को एउटा transaction र रू 50,000 को एउटा transaction दुवैले 1 lottery ticket मात्र generate गर्छ। Entries बढाउन separate transactions नै गर्नु पर्छ। यसैले केही consumers ठूलो purchase लाई multiple transactions मा split गर्ने strategy adopt गर्छन्।

PriceNepal Research Team

QR auto-entry mechanism verified from IRD procedure (Karyavidhi 2083), NRB payment framework, Khalti blog (June 2026), Phase 1 data (1,074,796 QR vs 3,427 cash entries). August 7, 2026.